Tracts that do not have income limits for HomeReady
Tracts that are capped at 100% AMI
Click or type in an address to find the income limits for that designated tract.

You will now be directed to the VisualCalc Affordability Calculator which is located on

The Calculator will open in a new browser tab.

This service is provided for the sole purpose of showing potential eligibility for HomeReady loans, and not for any other purpose; and is subject to change.

Lenders must determine borrower/loan eligibility in accordance with Selling Guide policy. In the event of any conflict with this document, the Selling Guide and/or DU findings will govern.

A precise geocoded location was not found. Information displayed may provide general guidance about the area in which the property is located.

Please verify and re-enter the complete address or FIPS code. For more information, refer to the Tool Tips.

  • MLS
  • HomePath
  • sale price to
  • square footage to
  • bedrooms to
  • bathrooms to
A minimum sale price of $20,000 and minimum bedroom count of 1 will always be enforced.